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CalPERS 2.7% at 57 Retirement Calculator

Local Safety

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50

Min Age

57

Reference Age

57

Max Factor Age

2%

COLA Cap

Use this free calculator to estimate your 2.7% at 57 retirement benefit under the Local Safety category. PEPRA local safety members hired on or after 1/1/2013. This formula applies to PEPRA members hired on or after January 1, 2013. Enter your planned retirement age, years of service, and final compensation below for an instant estimate with a full calculation breakdown.
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CalPERS 2.7% at 57 — Frequently Asked Questions

Can I retire before the minimum retirement age?▾
Not for service retirement. If you separate from CalPERS-covered employment before reaching your formula's minimum retirement age, you can leave your contributions on deposit and begin drawing your pension once you reach the minimum age. Disability retirement has different rules. Service retirement requires at least 5 years of credit and reaching your formula's minimum age.
What are Local Miscellaneous and Local Safety formulas?▾
Local Miscellaneous formulas apply to non-safety employees of cities, counties, and special districts that contract with CalPERS. Local Safety formulas apply to law enforcement, firefighters, and other safety employees of local agencies. Safety formulas typically have higher benefit factors and earlier retirement ages.
Is my information stored or shared?▾
No. All calculations happen entirely in your browser. No personal information — including your salary, age, or pension estimate — is sent to any server, stored, or shared. This calculator is completely private and requires no login.
How do I find out which CalPERS formula I have?▾
Your formula is determined by your employer, your job classification (miscellaneous, safety, etc.), and your hire date. Check your myCalPERS account, your most recent annual statement, your employer's retirement contract with CalPERS, or contact your HR/benefits office. The formula name will look like '2% at 55' or '2.7% at 57' followed by a category like State Miscellaneous or Local Safety.
What is service credit?▾
Service credit is the years (and partial years) you have worked under a CalPERS or CalSTRS covered position. One year of full-time employment equals one year of service credit. Part-time employees earn proportional service credit.

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Walk through the formula step by step

Disclaimer: This calculator provides estimates for informational and educational purposes only. It is not financial, tax, or legal advice. All formulas are sourced from publicly available CalPERS documents. Formula factors verified against official CalPERS benefit factor tables. Last verified: 2026-05-26. View official source PDF